I think you will make it. Remember when shopping check to see if gift cards are available for retailer or restaurant. Look for the products with an any item mate.
Check back here in the forum often for deals and tips.
I signed up Sept6th and did not have September Leaves and this month do not have Jack-o-lantern bonus either. I got my friend recently signed up and she just completed the 1st level today. So I was wondering how they get triggered as well.