Please take the time to read Scotty's post above.
He already mentioned this before you asked the question.
Hi, Rickibotta. Thanks so much for replying! : ) Yes, I read & re-read every word from you, Dana & Scotty, and I sure appreciate everyone's help. As I added in the thread, I'm unfortunately dealing with some health issues, so I'm not at my best rn. I need some clarification & confirmation on the specifics I posted about in 2 of my additions to this thread. I'm sorry for the trouble...just still not completely clear on details yet.
On Friday, Scotty said:
To confirm the answers to your question:
While you can redeem offers for Online Shopping retailers, as well as for available grocery pickup & delivery orders through the Ibotta browser extension, you will need to download and use the Ibotta app to successfully cash out your earnings. There is a $20 minimum in order to cash out. Once you hit that threshold, you can cash out by connecting your bank account, PayPal account, or with an available gift card.
Sorry if I am dense, but it seems to me that he already answered your question that you have to add the app to get your money out. I also believe Dana and I both mentioned that the money doesn't expire until you are inactive for a year or so. So I guess I am unsure what your question is.......lol
I think this community is just for the users to say stuff to each other rather than IBOTTA ever actually listening to what we have to say and responding as I very seldom see a response to anything ppl post if it isn't something that a staff started