@cweiner31 We recently became a single-vehicle household. As expected, the premium has gone down but I wanted to shop around to see if I can get a better rate with a home insurance bundle. I checked through both AAA and Zebra but it turned out ‘Jake from you-know-where’ wasn't lying! My ‘Xiao-promo (*edit)’ wasn’t that much higher compared to the other providers and for the little bit of difference, I wasn’t ready to switch. I had many years of very good business relationship with my agent and he always takes my calls and responds to my emails right away. I realized it was worth a little extra in the premium.